
Flash back about 15 years.
That was a time before my children had single-handedly decimated my social life. I was out at a bar with several buddies, when one of my cronies boasted “I am going to make over $500,000 this year. That puts me in the top 2/10 of 1% of earners in the United States. That makes me truly elite.”
I came to two conclusions that night. First, this guy is a tool. And second, I now define “truly elite” as the top 2/10 of 1%.
With that in mind…















